Get Started with ABLE United
Opening an ABLE United account is simple and can be done entirely online. Whether you're saving for everyday needs or future goals, we're here to help.
Who Can Open an Account?
To be eligible for an ABLE account, the individual must:
Be a Florida resident.
Have a qualifying severe diagnosis or disability with onset before age 46.
Meet one of the following:
(1) Receive SSI or SSDI benefits.
(2) Have a diagnosis that meets the Social Security Administration's Blue Book definition.
(3) Obtain a signed diagnosis from a licensed physician.
What You'll Need to Enroll
When you're ready, you’ll want to have a few things handy:
Social Security Number or Tax ID
of the individual with the disability
Contact info for the person managing the account
(if not the individual)
Bank account information
to make a contribution
How Enrollment Works
It usually takes less than 15 minutes to complete.
When you're ready, enrollment takes just a few steps:
Confirm eligibility
Provide your basic information and documents
Make an initial $25 contribution
Set up recurring deposits
(if needed)
How Disability Severity Is Measured
ABLE eligibility doesn’t depend on income—it depends on how your diagnosis affects your daily life. A disability may qualify if it:
Causes significant functional limitations
Has lasted (or is expected to last) at least 12 months
Severe diagnosis or disability onset began before age 46
Note: Eligibility is based on Social Security standards; no paperwork is required to be uploaded, but may be requested by the IRS.
Need Help or Want to Learn More?
We're here for you.
