Financial Freedom Just Expanded: ABLE Accounts Now Open to More Floridians

Published on

January 5, 2026

Big news for Florida’s disability community: as of January 1, more individuals than ever before are eligible to open an ABLE United account and experience the freedom to save while maintaining their public benefits.

Thanks to the Age Adjustment Act, anyone whose severe diagnosis or disability began before age 46—may now qualify to join ABLE United, Florida’s #1 Disability Savings Program.

A Historic Expansion of Access

For nearly a decade, ABLE United has helped individuals with a severe diagnosis or disability save and invest confidently while protecting critical benefits like SSI and Medicaid.

Now, we’re able to help even more Floridians save, worry-free!

If the onset of the severe diagnosis or disability began before age 46, you may now qualify for an ABLE United account, allowing you to save up to $20,000 per year, grow your money tax-free, and spend it on your terms.

This expansion means that adults diagnosed later in life can save worry-free with benefits like tax-free growth, so your savings go even further.

It’s one of the biggest milestones since the creation of ABLE accounts, and it’s already changing what’s possible for countless Floridians.

Financial Empowerment for More Floridians

An ABLE United account is about more than just saving: it’s about independence, opportunity, and peace of mind.

When you save with an ABLE United account, your funds can be used for qualified expenses like housing, health care, education, transportation, and more, all while keeping your public benefits secure.

How to Get Started

Opening an ABLE United account takes just a few minutes:

  • Check your eligibility with our quick online Eligibility Quiz.
  • Enroll in 15 minutes or less — no lawyer or complicated paperwork needed.
  • Start contributing with as little as $25, or invite family and friends to chip in through your gifting page.
  • Watch your savings grow tax-free when used for qualified expenses.

Better Together

Share the good news with friends, family, and organizations that support Florida’s disability community!

Individuals with a severe diagnosis or disability that began before age 46 may now qualify to open an account and start saving for a more independent future.

Together, we’re building a more inclusive, financially empowered Florida.

Join more than 18,000 Floridians who are already experiencing the benefits of ABLE United.

Saving for tomorrow starts today: securely, simply, and with the support of Florida’s most trusted savings partner.

Learn More & Get Started, Today!

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