ABLE United
Boy piggyback on another boy at the beach Boy piggyback on another boy at the beach


An ABLE United account offers Floridians with disabilities a tax-free way to save while maintaining government benefits.


Save tax-free for future expenses.
Save while maintaining federal benefits.
Save with the help of family and friends.


Must be a Florida resident at the time of application and have a qualifying disability with onset prior to age 26.

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Government Benefits

Generally, funds in (or withdrawn from) an ABLE United account are disregarded when determining Supplemental Security Income (SSI) or Medicaid eligibility.

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How It Works

Save for the future: Use an ABLE United account to save tax-free for Qualified Disability Expenses.

Open an account: Takes about 15 minutes. The individual with a disability owns the account, but an authorized person may open and oversee the account.

Contribute: No minimum contribution. Save up to $14,000 per year – individually or with the help of family and friends.

Choose investments: Choose from three predesigned portfolios to meet the needs of most investors or four individual funds to build a custom portfolio for those with more investment experience.

Withdraw: Easily access funds online by requesting an electronic transfer to a bank account or a paper check.

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Investment Options

Choose a predesigned portfolio or build from the individual fund options.

Predesigned Portfolios:Fund Options:
Conservative PortfolioMoney Market (Florida PRIME)
Moderate PortfolioU.S. Bond Fund (Vanguard)
Growth PortfolioU.S. Stock Fund (Vanguard)
International Stock Fund (BlackRock)
Predesigned Portfolios:
Conservative Portfolio
Moderate Portfolio
Growth Portfolio
Fund Options:
Money Market (Florida PRIME)
U.S. Bond Fund (Vanguard)
U.S. Stock Fund (Vanguard)
International Stock Fund (BlackRock)

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