ABLE United

ABLE Visa® Prepaid Card

It’s like having an ABLE account in your pocket. No credit check, no transaction fees and just a $2.50 monthly fee.

How it Works

Sign up for a card

Request a prepaid card connected to your ABLE account by clicking here.

Load your ABLE money

Once the card is activated, transfer money directly from an ABLE account to your card.

Shop for eligible expenses

Use the prepaid card online and in stores anywhere that Visa debit cards are accepted.

You're the boss of your card

Load and enjoy

Transfer money directly from your ABLE account to the card and use it when you need it, with no transaction fees. Only a $2.50 monthly fee will be automatically withdrawn at the beginning of each month.

Be in control

You can load as much or as little as you need, anytime, up to $20,000. Loading the card is considered a withdrawal and will no longer be invested.

Know your balance

Always know how much money is available without worrying about overdraft fees.

Tools at your fingertips

Manage everything in one place

Track ABLE prepaid card expenses through True Link Financial, Inc., separate from other ABLE United distributions.

Keep records for your taxes

You can mark transactions as “Qualified” or “Non-Qualified” and even upload receipts or personal notes to make reporting to the IRS, SSA, or Medicaid that much easier. Generally, monies distributed onto an ABLE prepaid debit card are considered a qualified withdrawal.

Need an extra card? No problem

If you’re the Authorized Legal Representative (ALR) for someone, you can order a card for yourself to make purchases for the beneficiary, a card for the beneficiary, or both. Each card has its own balance and spending controls, so you decide how funds will be used.

Help protect funds and enjoy peace of mind

Spending is limited to funds loaded on the Visa card

If there are not enough funds on the ABLE Visa card to cover a purchase, that transaction will simply be declined. There are no overdraft fees whatsoever.

Built-in account protection

Once you receive your Visa card, you can log in and set up customized restrictions on certain spending categories and you can also turn on SMS text message alerts to notify you of a range of activity on your ABLE Visa card.*

FDIC insured

Visa card funds will be FDIC insured through Sunrise Banks, provided the Visa card is registered in the name of the primary cardholder.

*standard text message rates, fees and charges may apply

Ready to get started?

This card is issued by Sunrise Banks N.A., St. Paul, MN 55103, Member FDIC, pursuant to a license from Visa U.S.A. Inc. This card can be used everywhere Visa debit cards are accepted. Use of this card constitutes acceptance of the terms and conditions stated in the Cardholder Agreement.

True Link Financial, Inc. is required to periodically report certain Card information to the Visa Prepaid Clearinghouse Service (PCS) to assist in fraud prevention. Please contact PCS Customer Service for details regarding the information reported and on file with PCS. PCS Customer Service Department’s business hours are Monday – Friday, 9:00 a.m. – 5:00 p.m. Eastern Time.

Visa Prepaid Clearinghouse Service
Customer Service Department
5005 Rockside Road, Suite 600-27
Independence, OH 44131 PH

Phone 1-844-263-2111
Fax 1-844-432-3609

Cardholder Agreement
Sunrise Banks Privacy Policy

Enroll today and receive a $50 account contribution.

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Receive a $50 Account Contribution

With ABLE United, there’s no limits for our account holders. Whether it’s a meaningful career, going to college or buying a car, our community is doing it all with the help of their ABLE United account. Now through February 29, enroll with ABLE United and receive a $50 account contribution. 

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