An individual meets the disability and severity criteria to open an ABLE account if at least one of the following is true:
- The individual is entitled to Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI).
- The individual has a condition on the List of Compassionate Allowances Conditions maintained by the Social Security Administration.
- The individual has a diagnosis from a physician showing that they have a medically determinable physical or mental impairment that results in marked and severe functional limitation(s), and which can be expected to result in death, or has lasted or can be expected to last for a continuous period of at least 12 months.
Those who don’t receive Social Security benefits are still eligible if they can get a signed Diagnosis Form from a licensed physician.
