You can decide to invest your money in a pre-designed portfolio (Conservative, Moderate, or Growth) or you can build your own with any combination of predesigned portfolios, a money market fund, U.S. or international stock funds, U.S. bond fund, or the FDIC savings fund.
How you decide to invest your money is up to you, but you should consider your risk tolerance and savings goal.
To learn more about each portfolio, visit Investment Options or talk to your financial adviser.