Step 1. Enroll

• Open an ABLE account online at ableunited.com in approximately 15 minutes
• No documents to upload; enter identifying information, select disability category and basis of eligibility
• Select your investment option(s)

Step 2. Contribute

• Anyone can contribute to the account
• Contribute up to a total of $15,000 per year
• Contributions are considered gifts (not income) to the individual with a disability

Step 3. Grow and Use Your Account

• The individual with a disability (Beneficiary) is the owner of the ABLE account
• Money may be withdrawn at any time and for any reason – you are in control!
• Withdrawals may be made by electronic transfer or by check. Earnings are tax-free if withdrawals are used for qualified disability expenses.

 

Open Your Account